Introducing
Scratch Checkout

By getting started, I agree to the Payment Services Agreement, Program Agreement, Program Agreement for Canadian Providers (excluding Quebec), Privacy Policy & E-Consent

Innovative, Integrated Payment Processing at competitive rates. See how you can streamline your hospital and save $900 per month.^†

By getting started, I agree to the Payment Services Agreement, Program Agreement, Program Agreement for Canadian Providers (excluding Quebec), Privacy Policy & E-Consent

Trending

$900

Avg. monthly savings

Practices that switch to Scratch Checkout, save big on fees.

Source: Average monthly savings on fees for practices that switched to Scratch Checkout in 12 months ending 11/1/2023.

Trending

No cost credit card processing

When clients check out a surcharge can be added to their total for credit card payments.

Surcharging is optional and is not applied to debit or prepaid cards.

>90%

PIMS-Integrated Customers

Eliminate Rekeying & Simplify Month-End Reporting

Payments

Scratch Checkout

Finally, the integrated payments solution you've been asking for.

Payments

Scratch Checkout

Finally, the integrated payments solution you've been asking for.

Save on fees

On average, new customers save $900 per month on processing fees. Some save much more.

Streamlined Workflows

Payments automatically reconcile with your practice management system, saving your team time.

Request digital payments

Use text-to-pay, email-to-pay and digital invoicing for fast, seamless communications.

Accept digital wallets

With a few taps, your patients can be paid up.

Advanced reporting

The modern, cloud-based dashboard includes powerful, flexible reporting.

Get a demo

See how it works

How we stack up


Patient financing at checkout
Integrated with leading practice management software (PIMs)
Digital and in-person payment options
Automated AR collections

Questions? Schedule a 30 Minute Overview

Payment Processing

From check-in to checkout

Simplify billing & collections with Scratch

Payment Processing

From check-in to checkout

Simplify billing & collections with Scratch

With curbside service, send patient forms and allow patients or clients to text upon arrival, all from your Scratch Dashboard.

Offer your clients a portfolio of payment options, from credit cards and payment plans to digital wallets.

Simplify your daily reconciliation process by syncing payments to your practice management software in minutes.

No setup costs | No cancellation fees

Simple Practice Management Systems Workflows

See our list of extensions

The ultimate in simplicity.

Scratch links our payment processing technology seamlessly with the leading practice management software.

See our list of extensions

FAQs

Read how our product
and services work

FAQs

Read how our product
and services work

What is your pricing?

To see pricing for our payment processing solution follow the link below. For Enterprise pricing, email Partners@Scratchpay.com

View pricing

Which practice management extensions are you live with?

Scratch is continuously building and innovating our payments platform. To view the latest extensions select the link below.

View extensions

Who do you use to power your PIMS integration?

We do not rely on third parties for PIMS integration. We built our integrations to the same high standards you've come to expect from Scratch!

What does it take to get started?

Our onboarding team has helped thousands of hospitals launch with Scratch. Once signed up, most go live after one quick call, but we're always here to help.

Watch video

I’m still not sure, do you offer trial periods?

At Scratch, we don't lock you into fixed term agreements or require minimum volumes. Our sales team can help discuss how to try us out in the way that works best for your team.

Schedule appointment

Hear from our partners

Our goal is to provide
simplicity, period.

View case studies

Partner

Really easy to use.

In our line of business of animal emergency medicine- we find people do not have financial saving for their pets. Scratchpay has literally saved dozens of pets lives at our facility alone!

Partner

Really easy to use.

In our line of business of animal emergency medicine- we find people do not have financial saving for their pets. Scratchpay has literally saved dozens of pets lives at our facility alone!

Partner

The program is user-friendly

Simplify and save with the Scratch Checkout

Innovative, Integrated Payment Processing at competitive rates. See how you can streamline your hospital and save $900 per month.^†

By getting started, I agree to the Payment Services Agreement, Program Agreement, Program Agreement for Canadian Providers (excluding Quebec), Privacy Policy & E-Consent

†Average monthly savings on fees for practices that switched to Scratch Checkout in 12 months ending 11/1/2023.

Patient financing
made simple

Offer Scratch Pay

By getting started, I agree to the Payment Services Agreement, Program Agreement, Program Agreement for Canadian Providers (excluding Quebec), Privacy Policy & E-Consent

With Scratch Pay’s 60-second signup, say yes to more patients today!

Offer Scratch Pay

By getting started, I agree to the Payment Services Agreement, Program Agreement, Program Agreement for Canadian Providers (excluding Quebec), Privacy Policy & E-Consent

How we stack up


Simple, flat rate pricing
No hard credit checks for patients
No set-up fee
Plan management & risk is handled by partner
Vetcove Rating Leading software review site	3.5	4.0	5.0

Questions? Chat with the Sales team

Approvals

78%

Of partner practices say Scratch Pay has the highest approval rate

Source: Survey based on a 2020 survey sent to ~9000 partners

Partners

+18k

Number of practices offering Scratch Pay to their patients nationwide

Convenience

78%

Of partner practices say Scratch Pay is the easiest for practice teams to use

Offer Scratch Pay

Scratch Pay
Friendly, simple payment plans.

Patients can see if they qualify without impacting credit scores.

APR

Varies by applicant

# of payments 12*	Frequency Monthly
Down payment $15	Autopay Optional Eligible for reduced down payment with Autopay enrollment during application process.

Amount range
$200 - $10,000

Plan availability
30 days

APR

Varies by applicant

# of payments 12*	Frequency Monthly
Down payment $15	Autopay Enabled Autopay is enabled for Zero Interest Prepayment Offer eligibility

Amount range $200 - $10,000	Plan availability 30 days
Zero Interest Prepayment Offer 6 months** Eligible customers that opt into the offer during the application process and enroll in autopay will pay 0 interest if they pay off the plan principal in full during the 6-month offer period.

APR

Varies by applicant

# of payments 24*	Frequency Monthly
Down payment $15	Autopay Optional Eligible for reduced down payment with Autopay enrollment during application process.

Amount range
$200 - $10,000

Plan availability
30 days

No prepayment penalty | No deferred interest | Not a credit card

All payment plans and loans are subject to approval and, with respect to the loan, the rate for which individual borrowers qualify may vary based on individual credit history and other factors.

*Scratch Pay plans are available in 12 to 36 month terms, range in approved loan amounts from $200 to $10,000, and with annual percentage rates (APR) ranging from 0% to 36%, with the lowest rates for borrowers with exceptional credit profiles. Monthly payment amounts on plan will depend on the term length, amount financed, and APR. For example, a 12-month payment plan for $10,000 with 5.99% APR would have 12 monthly payments of $860.62 for a total repayment amount of $10,327.44. Signing for a plan means the borrower agrees to make all payments in full and on the scheduled due dates. A borrower may incur late fees for partial or late payments that may result in higher interest charges and repayment schedule. To obtain financing, a $15 down payment is required. Autopay enrollment is optional for 12-month, 24-month, and 36-month plans. Refunds are given for unused plans.

**Zero Interest Prepayment Offer (“Prepayment Offer”) applies to eligible 12-, 18- or 36-month closed-end loans. Prepayment Offer Requirements: (1) timely minimum monthly payments up until the time of redemption; and (2) additional payments to pay off your remaining loan balance, if any, in full on or before the end of the offer period (6-month offer period for 12-month loans, 6-month offer period for the 18-month loans and 12-month offer period for 36- month loans). Failure to comply with either of these preceding conditions will disqualify you from this Prepayment Offer and you will be required to repay your Loan pursuant to the terms of your Loan. How To Redeem: To redeem the Prepayment Offer, you may contact 855-727-2395 or support@scratchpay.com to notify the Company of your intention to take advantage of the promotion or use the self-service full payoff feature in the user account which can be found here: https://account.scratchpay.com/login.

Patient Financing