Simple is what we do
Boost revenue up to 20% by serving more patients
Our award-winning Scratch Plans make patient financing simple & low-risk
See why 12,000+ practices love Scratch.
In the News
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Paz Veterinary
Austin, Texas
Learn how Scratch Plans are saving PAZ Veterinary time, money and headaches-and how we can do the same for you!
See how easy Scratch Plans are for yourself and your patients
Register for one of our 15 minute webinars to learn all about Scratch Plans
Simple.
Inclusive.
Friendly.
- No long term commitments
- No membership fees
- No sign up costs
- No hardware or software required
The world's simplest patient financing solution
We built easier financing from scratch.
Patient applies.
Patient signs for plan.
Your practice is notified.
Funds sent directly to you.
Once a patient is approved, we direct deposit funds to your bank within 2-3 business days, minus our flat provider fee.
Yep, it's that easy.
Ready to say yes to more patients?
Becoming a partner takes 60 seconds
Simple, friendly
Scratch plans
Patient can check to see which options they qualify for without affecting their credit score.
No deferred interest
No prepayment penalty
No hidden cost*
No deferred interest
No prepayment penalty
No hidden cost*
*Late fees apply
Patients can use a bank account, debit card, or credit card to make plan payments.
Some plans may require a down payment due at the time of application.
Average Downpayment required for Pay over time products average 20%.
All payment plans and loans are subject to approval and, with respect to the loan,
the rate for which individual borrowers qualify may vary based on individual
credit history and other factors.
Click to explore our Provider Network
Scratch Plans are helping patients afford care in these areas of health & wellness.
Join the 12,000+ practices that offer Scratch Plans
Easy, turnkey setup. Getting started is low-risk. Say yes to more patients & boost revenue
Our partners say it best
We love wowing our partner practices and the patients they serve.
A+
Our NPS score (a common customer satisfaction rating) consistently ranks higher than most Fortune 500 companies.
Based on trailing 12 month Net Promoter Score of existing borrowers.
“Thanks for being
awesome. I truly think you
guys are very helpful to our
clients.”
Deborah Bascombe, LVT
“Scratchpay’s support team is outstanding and they respond quickly. We’re very happy with this program.”
Employee at Healing Paws Veterinary Hospital
“We love
Scratchpay!
It's easy on clients
and my staff!”
Georgia, Practice Owner
“Scratchpay is a great
option for patients.
Quick approvals and great
payment options.”
Practice Owner
“Scratchpay allows our managers to have difficult financial conversations with our clients with confidence.”
Chelsie, Practice Manager
“Our clients love how they can do everything from their phones and our staff loves how self explanatory Scratchpay is!”
Practice Owner
Just some of our happy partners
Payment Processing
Introducing Scratch Pay, a feature rich platform designed to help covid-proof your practice.
Partner Survey Report
See how Scratch Plans stack up against our largest industry competitor in our latest partner survey
See how easy Scratch Plans are for yourself and your patients
Register for one of our 15 minute webinars to learn all about Scratch Plans
