Scratchpay Mark

Simple is what we do

Boost revenue up to 20% by serving more patients

Offer Scratchpay Register for a Demo

Our award-winning platform makes patient financing simple & low-risk

See why 11,000+ practices love Scratchpay.
 

86%

Get higher
approvals

4 of 5 practices report higher approvals (According to a 2020 partner survey)

A+

Partner
Satisfaction

Our NPS score (a common customer satisfaction rating) consistently ranks higher than most Fortune 500 companies.

2-3

Your practice gets
paid faster

Scratchpay direct deposits funds to your bank in 2-3 business days.

20%

Increase your
practice's revenue

½ of patients decline care when no financing is provided. Boost revenue by serving more patients.

M+

Reach millions of
patients

Make your practice visible to millions of patients who search our partner directory.

60s

60 second
signup

Get your practice set up to offer Scratchpay in just 1 minute!

In the News

Forbes MarketWatch TechCrunch Los Angeles Business Journal


PAZ Veterinary Case Study
Read our case study

Paz Veterinary

Austin, Texas

Learn how Scratchpay is saving PAZ Veterinary time, money and headaches-and how we can do the same for you!

Read Now

See how easy Scratchpay is for yourself and your patients

Register for one of our 15 minute webinars to learn all about Scratchpay

Speak with our Team

Simple.
Inclusive.
Friendly.

  • No long term commitments
  • No membership fees
  • No sign up costs
  • No hardware or software required
How it works

The world's simplest patient financing solution

We built easier financing from scratch.

Patient applies.
Patient signs for plan.
Your practice is notified.
Funds sent directly to you.

Once a patient is approved, we direct deposit funds to your bank within 2-3 business days, minus our flat provider fee.

Yep, it's that easy.


Ready to say yes to more patients?

Becoming a partner takes 60 seconds

Get Started

Simple, friendly
payment plans

Patient can check to see which options they qualify for without affecting their credit score.

Take 5

5 equal payments | bi-weekly
0% apr

Patient pays down payment at the appointment. Remaining 4 payments are paid every two weeks.

Take a year

12 equal payments | monthly
APR varies by patient

Patients can sign up for a 12 month plan.

Take 2 years

24 equal payments | monthly
APR varies by patient

Patients need more time? For larger bills, we offer a 24 month plan

No deferred interest

No prepayment penalty

No hidden cost*

No deferred interest
No prepayment penalty
No hidden cost*

Patients can use a bank account, debit card, or credit card to make plan payments

*Late fees apply

Scratchpay Mark

Click to explore our Provider Network

Scratchpay is helping patients afford care in these areas of health & wellness.

Join the 11,000+ practices that offer Scratchpay

Easy, turnkey setup. Getting started is low-risk. Say yes to more patients & boost revenue

Join in

Our partners say it best

We love wowing our partner practices and the patients they serve.

A+

Our NPS score (a common customer satisfaction rating) consistently ranks higher than most Fortune 500 companies.

Based on trailing 12 month Net Promoter Score of existing borrowers.

Just some of our happy partners

AmerisourceBergen Western Dental & Orthodontics Pathway Vet Alliance
Introducing

Scratchpay Checkout


Introducing Scratchpay Checkout, a feature rich platform designed to help covid-proof your practice.



Learn more

Partner Survey Report

See how Scratchpay stacks up against our largest industry competitor in our latest partner survey


See how easy Scratchpay is for yourself and your patients

Register for one of our 15 minute webinars to learn all about Scratchpay

Speak with our Team