Simple is what we do
Boost revenue up to 20% by serving more patients
Our award-winning platform makes patient financing simple & low-risk
See why 11,000+ practices love Scratchpay.
In the News
Simple.
Inclusive.
Friendly.
- No long term commitments
- No membership fees
- No sign up costs
- No hardware or software required
The world's simplest patient financing solution
We built easier financing from scratch.
Patient applies.
Patient signs for plan.
Your practice is notified.
Funds sent directly to you.
Once a patient is approved, we direct deposit funds to your bank within 2-3 business days, minus our flat provider fee.
Yep, it's that easy.
Ready to say yes to more patients?
Becoming a partner takes 60 seconds
Simple, friendly
payment plans
Patient can check to see which options they qualify for without affecting their credit score.
No deferred interest
No prepayment penalty
No hidden cost*
No deferred interest
No prepayment penalty
No hidden cost*
Patients can use a bank account, debit card, or credit card to make plan payments
*Late fees apply
Click to explore our Provider Network
Scratchpay is helping patients afford care in these areas of health & wellness.
Join the 11,000+ practices that offer Scratchpay
Easy, turnkey setup. Getting started is low-risk. Say yes to more patients & boost revenue
Our partners say it best
We love wowing our partner practices and the patients they serve.
A+
Our NPS score (a common customer satisfaction rating) consistently ranks higher than most Fortune 500 companies.
Based on trailing 12 month Net Promoter Score of existing borrowers.
“Thanks for being
awesome. I truly think you
guys are very helpful to our
clients.”
Deborah Bascombe, LVT
“Scratchpay’s support team is outstanding and they respond quickly. We’re very happy with this program.”
Employee at Healing Paws Veterinary Hospital
“We love
Scratchpay!
It's easy on clients
and my staff!”
Georgia, Practice Owner
“Scratchpay is a great
option for patients.
Quick approvals and great
payment options.”
Practice Owner
“Scratchpay allows our managers to have difficult financial conversations with our clients with confidence.”
Chelsie, Practice Manager
“Our clients love how they can do everything from their phones and our staff loves how self explanatory Scratchpay is!”
Practice Owner
Just some of our happy partners
Scratchpay Checkout
Introducing Scratchpay Checkout, a feature rich platform designed to help covid-proof your practice.
See how easy Scratchpay is for yourself and your patients
Register for one of our 15 minute webinars to learn all about Scratchpay
