1. FAQs
  2. General
  3. Basic information

What are the differences between Scratch Plan patient financing and other financing options?

A few key things that set us apart from other patient financing options are:

  • No hard credit check to see what plans they qualify for and accepting a plan – this is different from most other options on the market.
  • Scratch Plan is not a credit card product - we're a payment plan product. Diversifying the types of financial products a patient has can ultimately be beneficial to one's credit score in the long term.
  • We have some of the highest customer satisfaction in the industry! Our Net Promoter Score (common measure of customer satisfaction) for your patients is in the 95th percentile relative to all Fortune 500 companies!
  • Digital-first solution - no paperwork, no problems. Your patients can manage their entire payment plan or loan without paperwork.