1. FAQs
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  3. Basic information

What payment plan options does a Scratch Plan offer my patients?

At present, we offer 3 different payment options. Please note that not all patients will qualify for all plans, but we do our best to approve the most applicants for your practice:

  • Scratch Plan (Bi-weekly) - our 0% APR offer, where the bill is split into 5 equal payments. Your patient or client pays the first installment of 1/5th of the cost of service at the time of application, and then makes each of the remaining 4 payments every other week for the next 8 weeks.
  • Scratch Plan 12 Month with Down Payment – our 12-month plan made up of 12 equal payments, with interest rates varying by patient or client. This plan requires a down payment at the time the plan is accepted and e-signed.
  • Scratch Plan 24 Month – our 24-month plan made up of 24 equal payments, with interest rates varying by patient or client.