1. FAQs
  2. Processing Payments
  3. Scratch Plans: patient financing (my.scratchpay.com)

What if my client or patient needs more funds?

We let each applicant know exactly how much Scratch can provide to them in financing. If a patient or client needs more funds than they originally applied for, they can find this information in the approval email they received from us. To activate these funds, they will need to submit a second application at scratchpay.com for the amount of the additional funds they require. There is no limit to the number of applications one can submit. 


Scratch Plans originated in the United States are issued by WebBank. Scratch Plans originated in Canada are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Scratch Plans are loan products subject to eligibility.