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Offer a simpler financing option to pet parents

Becoming a Scratchpay partner is FREE and takes 60 seconds

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Better financing for allergy medication and immunotherapy

Our award-winning platform makes financing easy & low risk


Get higher

4 of 5 practices report higher
approvals (According to a
2020 partner survey).


Increase your
practice’s revenue

½ of clients decline care when no financing is provided. Boost revenue by serving more clients.


transaction fee

Simple, flat-free pricing
with zero hidden costs.


  • No long term commitments
  • No membership fees
  • No sign up costs
  • No hardware or software required

Scratchpay payment plans

Take 5

5 payments | bi-weekly
0% APR

Client pays down payment
at the appointment.
Remaining 4 payments are
paid every two weeks.

Take a year

12 payments | monthly
APR varies by Client

Clients can sign up for a
12 month plan.

Take 2 years

24 payments | monthly
APR varies by Client

Clients need more time?
For larger bills, we offer
a 24 month plan

No deferred interest

No prepayment penalty

No hidden cost*

No deferred interest
No prepayment penalty
No hidden cost*

*Late fees apply


Offer Scratchpay

Already a Scratchpay partner?

Here are some new tools we're offering to help keep conversations fresh with your clients. Learn more about the benefits Scratchpay and Spectrum Vet can bring to your practice.

Download 1-pager
Social media assets
Join Webinar

Have additional questions?

Email Summer, your dedicated Scratchpay manager, to get all your questions answered.

Email Summer

Client financing issued and serviced by Scratch Financial, Inc., NMLS ID#: 1582666. Spectrum Vet and its affiliates are not a party to any Scratchpay financing agreements.